D&W HOME MAINTENANCE PLAN

TERMS & COVERAGE (OFFICIAL AGREEMENT)

1. AGREEMENT OVERVIEW

This document defines the exclusive terms, coverage, and exclusions of the D&W Home Maintenance Plan. While marketing materials provide a summary, this document serves as the controlling agreement in the event of any conflict.

2. PLAN SUMMARY

PLAIN-ENGLISH SUMMARY:

3. DEFINITIONS

4. SERVICE AREA, SCHEDULING & ACCESS

5. COVERED SERVICE VISITS (RULES & LIMITS)

6. INCLUDED COVERAGE (BOTH PLANS)

Coverage applies to items that are safely accessible and do not require invasive opening of walls/ceilings.

7. PREMIUM-ONLY BENEFITS

Includes all Standard coverage plus:

8. GENERAL EXCLUSIONS (WHAT IS NOT COVERED)

STRICTLY NO ROOFING OR STRUCTURAL WORK:
We explicitly DO NOT perform any work related to: Roofing systems (shingles, flashing, trusses, leaks), Foundation repairs, Load-bearing walls, Structural framing, or Attic structures. Any service request involving these items will be denied immediately.

9. TERM, CANCELLATION & REFUNDS

10. LIABILITY & LEGAL